Reluctantly, Cal invites Jack to a first-class dinner the next night as a reward. The next day, Jack finds Rose on the deck. He is unpolished, funny, and utterly free. He spits over the railing. She is horrified – then laughs. He shows her his drawings. She shows him her engagement ring – a shackle.

“Stay back! I’ll let go.”

The crew finds the drawing of a naked girl wearing the Heart of the Ocean – never sold, never worn again.

Cal seethes. Rose’s mother, Ruth, whispers: “Your father left us nothing but a good name. This marriage to Cal is our survival.”

She runs through rising water, finds Jack, and fights to free him. With an axe, she chops the chain. Together, they race upward as the Titanic groans. The ship tilts steeper. Chaos. Cal and Jack fight over Rose. Cal finally puts Rose into a lifeboat – but he lies, telling her he has arranged a spot for Jack. As the boat lowers, Rose sees Jack still trapped below. She climbs back out. Cal, enraged, grabs a pistol and chases them through the flooding first-class dining room.

He asks her to pose for him – wearing nothing but the Heart of the Ocean necklace. She agrees. In a steamy, tender scene, he draws her on a chaise lounge, his hand shaking. The sketch becomes a declaration of love.